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Suggestions > Insurance against injuries

Insurance against injuries

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282009.6 in reply to 282009.5
Date: 9/7/2016 10:08:36 AM
Overall Posts Rated:
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It really depends on the premium and the way it would be structured. Since you can get $1.5 millions by promoting to D1, barring injuries, I'd think people would buy it.


Well I guess insurance would look like: pay X to get the weeks salary back. Do we need something like this?

If its meant to make teams more money, it's a bad thing.

Größter Knecht aller Zeiten aka His Excellency aka President for Life aka Field Marshal Al Hadji aka Lord of All the Beasts of the Earth and Fishes of the Seas aka aka Conqueror of the Buzzerbeater Empire in Europe in General and Austria in Particular
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282009.8 in reply to 282009.7
Date: 9/7/2016 10:52:30 AM
Overall Posts Rated:
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If you read what he suggested, under point 2, you'd have an equal replacement. That means you can't train your injured player and his GS will deteriorate, however you'd have an equivalent player at your disposal.


The equal replacement is complete nonsense of course. Never heard of teams being able to bring in a miracle replacement player. There are deadlines to add players eligible to play certain games. I'd rather have injuries taken out of the game (or just removed during playoff time), before such a whack solution becomes part of the game.

What would be next? A fouling out insurance? If a player fouls out a lucky fan with equal skills joins the game? You still lose out on GS and training minutes though. Wouldn't that be some sweet stuff? Or maybe an insurance against too many minutes? If your game goes into OT random lucky fans with the same TSP finish the game. So many great possibilities.

Größter Knecht aller Zeiten aka His Excellency aka President for Life aka Field Marshal Al Hadji aka Lord of All the Beasts of the Earth and Fishes of the Seas aka aka Conqueror of the Buzzerbeater Empire in Europe in General and Austria in Particular
This Post:
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282009.10 in reply to 282009.9
Date: 9/10/2016 4:19:17 AM
kossumehed
II.3
Overall Posts Rated:
352352
Second Team:
RK järelkasv
I could pay a $15k insurance a week for selected star player in case I don't have to pay his salary after injury. Insurance options could be 1-4 weeks ($15k-$60k) every Sunday and if the player gets longer injury you selected, you can not renew insurance during that period (and you pay his full salary after insured week is over)
Replacement player doesn't sound realistic at all.

Last edited by sõber at 9/10/2016 4:21:35 AM

Rahvuskoondise juhendaja 🇪🇪 -NT coach
From: sõber

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00
282009.12 in reply to 282009.11
Date: 9/10/2016 5:46:44 AM
kossumehed
II.3
Overall Posts Rated:
352352
Second Team:
RK järelkasv
Not every week of course but I could pay it for players 100k+ some weeks before league playoffs, important cup games and BBB playoffs. I won't save him getting injured but I could buy another player for replacement without get rid of him because paying double salaries. I'm not playing in BBB, but I see insurance could be an option.

Last edited by sõber at 9/10/2016 5:50:08 AM

Rahvuskoondise juhendaja 🇪🇪 -NT coach
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282009.14 in reply to 282009.13
Date: 9/17/2016 4:21:59 AM
Overall Posts Rated:
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Sounds exciting. You can still train stamina of FT.

Größter Knecht aller Zeiten aka His Excellency aka President for Life aka Field Marshal Al Hadji aka Lord of All the Beasts of the Earth and Fishes of the Seas aka aka Conqueror of the Buzzerbeater Empire in Europe in General and Austria in Particular
From: HAHA
This Post:
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282009.16 in reply to 282009.15
Date: 9/17/2016 5:02:11 AM
HAHA001
IBL
Overall Posts Rated:
476476
Option 1: Instead of insurance, how about deducting the average salary of injured players for each team?

Let's set the injury time as of when the time is economy update. If the total salary of injured player(s) is $160,000 at that moment, each league consists of 16 teams, then there will be a reduction of salary each team by $10,000.

How does it sound like? Good or bad?

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Option 2: Pay the salary even if that player is injured. However, after the end of season, if that player is still with your team, then the salary paid during the injury time will be paid back at end of the season.

Would it be better or not?

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